A helpful guide for first home buyers

Buying your first home can be quite daunting. It’s likely to be the biggest financial commitment you’ll ever have, so you need to know that you’re making the right decision.

Searching for a mortgage can be time-consuming and somewhat of an inconvenience, but with the help of a mortgage broker, we can take all this stress off your shoulders.


How to get your first mortgage

The first step is to find out how much money you can borrow and then work out what’s affordable for you. The main hurdle many first time buyers come up against is finding money for the deposit. Having a small deposit can restrict the number of mortgages available to you.

Following this, the next step is to get yourself mortgage ready. With more stringent affordability testing from the lender, it’s important that your finances are in order. You might be surprised that there are actually some really simple things you can do to help improve your chances of getting a mortgage.

Our mortgage brokers

Our professional mortgage brokers are experts when it comes to arranging first home buyer loans.  With access to thousands of loans from over 40 lenders, they are perfectly placed to help you find the right loan and get you on the property ladder.  They will be on hand to guide you through the whole process, right up until the day you get the keys in your hand.

Whether you prefer face to face or telephone appointment, MAB will offer the same expert service.  Their advisers will take into consideration your personal circumstances, including your income, outgoings, deposit money etc.  All of this helps them build a picture of your financial situation and help them find a loan that is right for you.

To book an appointment to speak with one of our experts, please get in touch with us today.

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