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Whether you’re buying your first home, refinancing, or looking for that perfect investment property, you need a good broker on your side.

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We’ll go into bat and negotiate on your behalf, and we’ll make the process as simple as possible for you, geared up to deliver fast results.

We’ll help you avoid the pitfalls, and we’ll find loan features to suit your personal circumstances. Whatever your needs, we will look for a loan that’s right for you, not the lender. Send through a quick enquiry and we will be in touch.

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Editors' picks

The advantages of owning your first home

It’s a significant moment in your life when you buy your first home, creating a space that is truly yours and putting down your roots.
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How do mortgage affordability assessments work?

When you apply for a mortgage, naturally the main thing you’ll want to understand is how much you’re able to borrow.
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Do I need life insurance to get a home loan?

Life insurance isn't a legal requirement to get a mortgage but our brokers can explain why it might be a good idea.
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What is income protection insurance

The question to ask yourself is, could you cope? If you lost your wage, would you still be able to pay the mortgage repayments, the household bills or any other expenses you currently have? If the answer is no, then you might want to consider taking out an income protection policy.
Read more

What is a home loan guarantor?

Being a home loan guarantor is a great way to help someone get on the property ladder, especially if they’d otherwise struggle.
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How to get home loan ready

Here are some tips on how to get home loan ready so that when the time finally comes, getting a loan could be much quicker.
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Frequently asked questions

Why do I need home loan advice?

Getting a home loan is likely to be one of the biggest financial decisions you'll ever make, and it's important you make a choice that suits your circumstances. A broker can search the market on your behalf and recommend the right deal for you.

How do I apply for a home loan?

The process involves providing lots of information to lenders (and filling out a whole lot of forms). Being well prepared is key and can make the process move smoothly. 

How do I get a home loan if I'm self-employed?

Getting a home loan as a self-employed person may seem more difficult than getting one as someone in standard full-time employment. There are differences, such as not having a guaranteed income every month, that may present a self-employed person as more of a risk to lenders. Having one of our expert mortgage brokers by your side can help you navigate through these difficulties.

Am I eligible for any discounts, government grants or schemes?

The government offers various grants and schemes to assist you in this exciting journey (in particular if you are a first home buyer). Examples include: the First Home Guarantee (FHBG), the Family Home Guarantee (FHG), and the Regional First Home Buyer Guarantee (RFHBG). Your Mortgage Broker will apply for the grant for you and complete all the paperwork needed.

What is refinancing?

Refinancing is the process of taking out a new loan to cover your previous mortgage. Refinancing can come with plenty of benefits, from releasing equity in your home to the potential to save money on your monthly repayments.

What is insurance?

Insurance secures your family and home against the worst-case scenario. It's also important to note that your needs are likely to change throughout your life. Perhaps you're moving jobs, starting a family, or even downsizing. These are all things you need to consider when looking at protection.

What does a lender look at when you apply for a loan?

The three main things that lenders look at during the home loan approval process are: income, identification, and your savings. In addition to this, lenders also look at your assets, your employment history, your credit score, and your spending habits.

Fixed vs variable home loan: which one is right for me?

A fixed rate home loan means that the interest rate you pay stays the same for the entire length of the term. A variable home loan is one in which the interest rate may change depending on your the interest rate of The Reserve Bank. The one that is right for you is completely dependent on your circumstances. To find out more, speak to one of our expert brokers.