I’m Matthew Armitage,
a mortgage and finance broker focused on helping individuals, families, and business owners find lending solutions that truly suit their financial goals. Before entering mortgage broking, I
owned and operated a Telstra retail store, managed a bookkeeping company supporting small and medium businesses, and worked directly with the Australian Taxation Office. These experiences gave me a strong understanding of business operations, financial management, and the tax and reporting requirements that often influence lending decisions. This background allows me to look at finance from a broader perspective and guide clients through the loan process with clarity, helping them structure lending solutions that support both their immediate needs and long-term financial plans.
Services and specialist areas
MAB brokers offer a wide range of lending services designed to support clients at different stages of their financial journey. I work with individuals, families, and business owners to identify the most suitable lending solutions based on their goals, financial circumstances, and long-term plans.
- Home Loans - Helping buyers secure the right mortgage when purchasing a property. This includes support with loan selection, lender comparison, application preparation, and managing the approval process.
- First Home Buyer Loans - Guidance for first-time buyers navigating government grants, deposit requirements, lender policies, and budgeting for their first property purchase.
- Refinancing and Loan Reviews - Helping clients refinance their existing loans to secure better interest rates, reduce repayments, consolidate debts, or restructure their lending arrangements.
- Investment Property Loans - Providing lending strategies for property investors looking to build or expand their investment portfolio while managing tax effectiveness and borrowing capacity.
- Self-Employed Lending - Supporting business owners and contractors who may have complex income structures, including those using company or trust entities.
- Debt Consolidation - Helping clients simplify multiple debts into a single loan structure that may reduce interest costs and improve financial management.
- Personal Loans - Helping clients access finance for personal purposes such as renovations, travel, education, or other lifestyle goals.
Andy works closely with local Brisbane homeowners, new buyers, and investors to structure lending that supports both immediate needs and future goals.
Why Choose Me
Real Business Experience
Before becoming a mortgage broker, I owned and operated a Telstra retail business and managed a bookkeeping company supporting small and medium-sized businesses. This experience means I understand the financial realities that many borrowers face, particularly business owners and self-employed clients. I don’t just look at numbers on a loan application — I understand the story behind them.
Strong Financial and Tax Knowledge
Having worked directly with the Australian Taxation Office, I bring a deep understanding of taxation systems, financial reporting, and compliance requirements. This insight helps me interpret financial documents accurately and identify lending strategies that may help clients maximise their borrowing potential.
Guidance for Complex Situations
Many borrowers have more complicated financial situations than a simple PAYG income and a single loan. My background working with businesses and financial records allows me to help clients navigate more complex lending scenarios such as self- employment, multiple income streams, or investment lending structures.
Access to a Wide Range of Lenders
Through the Mortgage Advice Bureau network, I can access a broad panel of lenders including major banks, challenger banks, and specialist lenders. This allows me to compare a wide range of loan products and policies to find solutions that best suit each client’s situation.
Personalised Advice, Not One-Size-Fits-All
Every client’s financial situation is different. I take the time to understand your goals, explain your options clearly, and guide you through the process so you can make confident decisions about your finance.
Long-Term Support
My role doesn’t stop once a loan settles. I aim to build long-term relationships with clients by reviewing their loans over time and helping them adapt their finance as their life and financial goals evolve.
Loan and Lending Capabilities
The right loan is not just about securing approval — it is about structuring finance in a way that supports your long-term financial goals, protects your cash flow, and gives you flexibility for the future. Through the Mortgage Advice Bureau network, I have access to a broad panel of lenders across the Australian lending market. This allows me to compare a wide range of loan products, interest rates, and lending policies to find finance solutions that suit each client’s individual circumstances.
Access to Multiple Lenders
I work with 50+ lenders, including major Australian banks, regional lenders, and specialist non-bank lenders. Having access to a diverse lender panel means I can match clients with lenders whose policies best align with their financial position and borrowing goals.
Support Through the Entire Loan Process
My role is not just to compare loan products. I guide clients through the entire lending journey, including:
- Assessing borrowing capacity
- Comparing suitable loan options across lenders
- Structuring and preparing the loan application
- Managing communication with lenders
- Supporting clients through approval and settlement
By combining access to a wide lender panel with a personalised and strategic approach, I help clients secure lending solutions that support both their immediate needs and their long-term financial plans.
Location and office details
Meeting Options
I offer a range of ways for clients to connect and discuss their finance needs, including:
- Face-to-face meetings by appointment
- Mobile appointments (I come to you)
- Online video consultations
- Phone consultations
If you would like to discuss your lending options, refinance your current loan, or explore your borrowing capacity, I’d be happy to help. You can get in touch by phone or email. I aim to respond to all enquiries within 24 hours, so you can expect a prompt reply and clear guidance on the next steps. Whether you are just starting to explore your options or ready to move forward with an application, I’m here to help make the process straightforward and stress-free.
This flexible approach allows clients to access expert lending advice regardless of their location or schedule.
Office location: 14 Marsh court, Swan View, WA 6056 (by appointment only)
Contact number: 0400011888
Email: [email protected]
Please note, mobile appointments are currently limited to 50 kilometres from the office.
Local area focus
My office is based in Swan View, Western Australia, where I work with many clients throughout the Perth metropolitan area and surrounding suburbs. Being locally based allows me to build strong relationships within the community and support clients with personalised lending advice as they navigate buying, refinancing, or investing in property.
While my office is located in Swan View, modern technology means I am able to assist clients right across Australia. Having spent time living in SA, NT and QLD I am quite familiar with the property landscape across states. Many clients now prefer online or phone consultations, and the lending process can be managed digitally from application through to settlement. This allows me to provide the same level of personalised service whether you are located in Perth, regional Western Australia, or anywhere else in the country.
Whether working with clients locally or nationally, my goal is always the same — to provide clear guidance, tailored lending strategies, and ongoing support so clients can move forward with confidence in their financial decisions.