New Financial Year, New Focus: Reviewing Your Lending Strategy

🔍 Why July Matters for Your Mortgage 

The start of the financial year often brings changes in tax settings, government schemes, and lender policies. It’s also a time when many Australians reassess their budgets and financial priorities. If you haven’t reviewed your home loan in the past 12 months, now could be the right time to check whether your rate is still competitive or if your loan structure still suits your needs. 

🧱 Building or Renovating? Let’s Talk Lending Options 

If you're planning to build or renovate this year, there are specific loan types designed to support staged payments and construction timelines. These loans work differently to standard home loans, so it’s important to understand how they operate before you begin your project. 

🩺 Thinking Beyond the Home Loan: Protecting What Matters 

As part of MAB, I can refer you to AIA—an organisation that offers a range of insurance products including life, health, and income protection insurance. If you're reviewing your overall financial wellbeing, I can connect you with someone who can provide more information about these options. 

Please note: This is not financial advice. I do not provide recommendations or opinions on financial products. Referrals are made strictly in accordance with MAB’s referral process. 

🧠 Knowledge is Power 

The financial landscape is always evolving. Staying informed and proactive can help you make better decisions—whether you're refinancing, investing, or simply planning ahead. 

If you’d like to review your current lending setup or explore what’s possible in the new financial year, we're here to help. 

#MortgageBroker #MortgageAdviceBureau