Strategic Debt Structuring & Management Services for SME's
Our four-pillar approach involves in-depth consultations, meticulous planning, precise execution, and continuous monitoring. By meticulously analysing your financial situation, we tailor strategies that align with your specific business goals and market dynamics.
We firmly believe that is not just about managing liabilities; it's about leveraging them intelligently to unlock growth opportunities while mitigating risks. Through our expertise and proactive guidance, we help clients navigate challenges, capitalise on favourable conditions, and fortify their financial foundations.
Partner with us at MAB Newcastle to experience how our services can be the cornerstone of your financial success, propelling your business towards sustainable growth and continued success.
Business Loans
Commercial Property Finance
Asset Finance
Asset finance
Cashflow Lending
Development Finance
Business Loans
Business loans offer flexible funding solutions that cater to various business needs such as working capital, expansion, inventory purchase, equipment acquisition, or investment in technology. These loans come with varied terms and interest rates, depending on the lender and the specific requirements of the business. They can be structured as term loans, lines of credit, or other forms tailored to the business's cash flow and repayment capacity.
Commercial Property Finance
Commercial property finance assists in acquiring funding for real estate investments, refinancing existing properties, or funding development projects. This type of finance is specifically designed for commercial properties such as office spaces, retail outlets, warehouses, or industrial facilities. This includes financing options like mortgages or construction loans depending on the property type and project scale.
Self Managed Super Fund (SMSF Loans)
Self-Managed Super Fund (SMSF) loans enable investors to use their superannuation funds to invest in property or expand their business. These loans are structured to comply with strict SMSF regulations and allow borrowers to take control of their own retirement and leverage their retirement savings to invest in income-generating assets, providing potential tax benefits within the superannuation structure.
At MAB Newcastle we specialise in catering to clients with intricate Self-Managed Super Fund requirements that go beyond simple lending. This focus enables us to aid clients in obtaining finance for both residential and commercial purposes.
To learn more about SMSF Finance click the button below! This Playbook should be the next thing you read if you want to build wealth via property in your Self-Managed Superannuation Fund!
Asset Finance
Asset finance involves obtaining funding to acquire essential business assets such as machinery, equipment, vehicles, or technology.
It allows businesses to access these assets without paying the entire purchase price upfront, preserving cash flow. This finance can take various forms like leasing, hire purchase agreements, or chattel mortgages, offering flexibility in repayment structures.
Cashflow Lending
Cash flow lending provides short-term financing to cover immediate operational needs or bridge temporary gaps in cash flow.
It allows businesses to manage day-to-day expenses, cover payroll, or take advantage of time-sensitive opportunities while awaiting incoming payments. These loans are often designed to be quickly accessible with shorter repayment terms.
Business Overdrafts
Business overdrafts offer a flexible line of credit that allows a business to withdraw funds exceeding its account balance, helping to manage cash flow fluctuations or unforeseen expenses.
Overdrafts are useful for short-term financial needs and can be accessed as required up to an approved limit, with interest charged only on the amount utilised. Keep in mind, the majority of lenders will need security for an overdraft limit.
Development Finance
Development finance is tailored for property developers seeking funds for construction projects. It could cover costs related to land acquisition, construction, and development of residential, commercial, or industrial properties.
These loans often have unique terms and structures, such as staged funding based on project milestones.
Start a conversation
If you're seeking clarity on how your deposit impacts your qualifications for a commercial or SMSF (Self-Managed Super Fund) finance, have a chat with one of our brokers. They possess the expertise to evaluate your financial situation and guide you through the options available, ensuring you discover the optimal solution for your requirements.