Some lenders are providing discounted interest rates to customers who can demonstrate that their homes have certain energy-efficient features

Homeowners are being hit by the cost-of-living crisis, stoked by rising inflation and mortgage rates. One of their biggest expenses is power, with many people struggling to pay soaring electricity bills. Combine people’s desire to cut household expenses with a motivation to play their part in the battle against climate change, and it’s easy to see why mortgage-holders are choosing solar panels, water tanks, better insulation, LED lights, electric heat pumps, and other features to boost energy efficiency.

It’s these environmental measures taken by homeowners that some lenders are rewarding by offering green home loans, typically in the form of discounted interest rates.

Why Homeowners Should Consider Green Lending

Green lending isn't just about saving money; it's a way for homeowners to reduce their carbon footprint and contribute to the fight against climate change. By investing in energy-efficient features and taking advantage of green loans, homeowners can achieve financial savings while making a meaningful impact on the environment.

Types of Green Loans

 Green lending includes unsecured loans for solar panels, home battery storage, and electric vehicles. Additionally, there are home loans tailored for properties with energy-efficient features. Some properties may require independent certification of their energy efficiency, often provided by organizations such as the Nationwide House Energy Rating Scheme (NATHERs) or the Green Building Council of Australia (GBCA).

Take Action and Reap the Benefits

 The future of green lending looks promising, with an increasing focus on energy efficiency in the building sector. As homeowners, you can make a difference by choosing eco-friendly home improvements and exploring green lending options. By doing so, you not only reduce your environmental impact but also create a greener, more cost-effective future for yourself.


Green lending is an exciting opportunity for homeowners to save money, reduce their carbon footprint, and actively participate in the fight against climate change. To learn more about this growing trend and how you can benefit from it, read the full article in MPA Magazine by following the provided link here. Join the movement for a more sustainable and economically efficient future.